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Long-Term Disability

A disability can strip you of your ability to make a living for you and your family. It is important to understand your rights while dealing with a disability. Many are unable to support themselves without consistent income while disabled. Long-term disability insurance can provide you with income for an extended period to help you to continue to provide for yourself and your family. If you are currently disabled and collecting short term disability insurance, you should be prepared after the general period of three to six months is over. Depending on the policy, most long-term disability insurance plans pay about 60 percent of your yearly salary. While policies vary on the number of years you can remain under long-term disability, generally benefits last until you are able to return to work or your full retirement age.

Why Do I Need A Lawyer For Long-Term Disability?

When you are filing a long-term disability claim, it is important to have experienced attorneys such as Joyce & Bary to help you through the process. During the filing process, many things can hamper your ability to collect the money you deserve. Missed deadlines, improperly completed forms, or a single mistake can derail your ability to collect long-term disability insurance to provide for yourself and your family.

What Will Joyce & Bary Do For Me?

Our experienced team will be with you every step of the way to ensure that all of your paperwork is filed correctly and on-time. Many denied claims are due to incorrect or incomplete form filings. In the event that your claim is denied, we will be there every step of the administrative appeals process. We ensure that your claim file has all relevant medical evidence and work-related evidence of limitations rather than relying on the insurer’s biased and limited paperwork against your case. We work with vocational experts to act as witnesses on behalf of your inability to return to work. Joyce & Bary Law leaves no stone unturned when fighting for your long-term disability benefits. We fight for you until the end and won’t rest until we have done everything we can do to get you the benefits you deserve.