What are the Differences Between SSDI and SSI?

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Transcript

Social Security administers two disability programs, Social Security disability [Social Security Disability Insurance] and SSI [Supplemental Security Income].

The definition of disability is the same between the two programs. The differences are in the nonmedical requirements.

To be eligible for Social Security disability, you have to have worked and paid in enough to be what they call “insured.” If you’re over the age of 31, that’s roughly five out of the last 10 years.

If you’re eligible and you’ve worked long enough, we’ll file that disability application for you.

However, if you have not worked enough, you might qualify for SSI. SSI is a needs-based program. Not only do you have to be under a disability, but you also have to be under a certain amount of income and resources.

Our team members will ask you some questions to determine what program you might qualify for.

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